Kotak Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 18
Rating
Growth Option 19-10-2026
NAV ₹5708.69(R) +0.05% ₹5772.36(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.31% 6.79% 6.26% 5.57% 5.97%
Direct 6.45% 6.92% 6.39% 5.69% 6.07%
Benchmark
SIP (XIRR) Regular 6.38% 6.55% 6.61% 5.79% 5.61%
Direct 6.55% 6.68% 6.74% 5.91% 5.72%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.54 7.09 0.69 0.82% 0.25
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.05 0.16%
Fund AUM As on: 30/12/2025 35284 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 19-10-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Liquid Fund - Direct Plan - Daily Reinvestment of Income Distribution cum capital withdrawal option 1222.81
0.0900
0.0100%
Kotak Liquid Fund - Regular - Daily Reinvestment of Income Distribution cum capital withdrawal option 1283.55
0.1100
0.0100%
Kotak Liquid Fund - Regular Plan - Growth 5708.69
2.9700
0.0500%
Kotak Liquid Fund - Direct Plan - Growth 5772.36
3.0900
0.0500%

Review Date: 19-10-2026

Beginning of Analysis

In the Liquid Fund category, Kotak Liquid Fund is the 19th ranked fund. The category has total 33 funds. The 3 star rating shows an average past performance of the Kotak Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.82% which is higher than the category average of -0.4%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.54 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Kotak Liquid Fund Return Analysis

  • The fund has given a return of 0.42%, 1.52 and 3.14 in last one, three and six months respectively. In the same period the category average return was 0.42%, 1.51% and 0.78% respectively.
  • Kotak Liquid Fund has given a return of 6.45% in last one year. In the same period the Liquid Fund category average return was 3.87%.
  • The fund has given a return of 6.92% in last three years and ranked 16.0th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.19%.
  • The fund has given a return of 6.39% in last five years and ranked 17th out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.17%.
  • The fund has given a return of 6.07% in last ten years and ranked 18th out of twenty eight funds in the category. In the same period the category average return was 5.28%.
  • The fund has given a SIP return of 6.55% in last one year whereas category average SIP return is 3.32%. The fund one year return rank in the category is 15th in 36 funds
  • The fund has SIP return of 6.68% in last three years and ranks 16th in 32 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.75%) in the category in last three years.
  • The fund has SIP return of 6.74% in last five years whereas category average SIP return is 4.26%.

Kotak Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.41
    		0.37 | 0.43 31 | 40 Poor
    3M Return % 1.48
    1.47
    		1.30 | 1.54 28 | 40 Average
    6M Return % 3.07
    0.70
    		-89.69 | 3.14 20 | 40 Good
    1Y Return % 6.31
    3.72
    		-89.36 | 6.44 22 | 38 Average
    3Y Return % 6.79
    5.09
    		-50.41 | 6.90 19 | 35 Average
    5Y Return % 6.26
    5.06
    		-32.92 | 6.38 18 | 34 Good
    7Y Return % 5.57
    4.62
    		-23.98 | 5.67 20 | 33 Average
    10Y Return % 5.97
    5.16
    		-15.77 | 6.08 17 | 28 Average
    15Y Return % 6.94
    6.22
    		-8.25 | 7.17 11 | 22 Good
    1Y SIP Return % 6.38
    3.16
    		-91.84 | 6.54 21 | 36 Average
    3Y SIP Return % 6.55
    3.79
    		-80.99 | 6.66 18 | 33 Good
    5Y SIP Return % 6.61
    4.19
    		-68.68 | 6.73 20 | 32 Average
    7Y SIP Return % 5.79
    3.95
    		-58.30 | 6.27 25 | 31 Poor
    10Y SIP Return % 5.61
    3.86
    		-45.76 | 6.07 23 | 26 Poor
    15Y SIP Return % 6.12
    4.55
    		-30.41 | 6.41 17 | 22 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 28 | 34 Poor
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 21 | 34 Average
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.54
    4.27
    		-1.03 | 5.25 20 | 34 Average
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 19 | 34 Average
    Sortino Ratio 7.09
    6.67
    		-0.16 | 10.85 19 | 34 Average
    Jensen Alpha % 0.82
    -0.40
    		-38.83 | 0.92 17 | 34 Good
    Treynor Ratio 0.25
    0.26
    		0.10 | 1.83 6 | 34 Very Good
    Modigliani Square Measure % 3.22
    3.03
    		-0.73 | 3.72 20 | 34 Average
    Alpha % -0.75
    -2.80
    		-69.11 | -0.63 20 | 34 Average
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.42 0.42 0.38 | 0.44 30 | 40 Average
    3M Return % 1.52 1.51 1.31 | 1.56 26 | 40 Average
    6M Return % 3.14 0.78 -89.68 | 3.21 15 | 40 Good
    1Y Return % 6.45 3.87 -89.35 | 6.55 18 | 38 Good
    3Y Return % 6.92 5.19 -50.36 | 6.98 16 | 34 Good
    5Y Return % 6.39 5.17 -32.85 | 6.46 17 | 33 Good
    7Y Return % 5.69 4.73 -23.91 | 5.95 18 | 32 Average
    10Y Return % 6.07 5.28 -15.70 | 6.33 18 | 28 Average
    1Y SIP Return % 6.55 3.32 -91.83 | 6.64 15 | 36 Good
    3Y SIP Return % 6.68 3.86 -80.96 | 6.75 16 | 32 Good
    5Y SIP Return % 6.74 4.26 -68.61 | 6.81 14 | 31 Good
    7Y SIP Return % 5.91 4.03 -58.20 | 6.36 26 | 30 Poor
    10Y SIP Return % 5.72 4.00 -45.62 | 6.17 24 | 26 Poor
    Standard Deviation 0.22 1.75 0.18 | 52.24 28 | 34 Poor
    Semi Deviation 0.16 1.65 0.14 | 50.79 21 | 34 Average
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.54 4.27 -1.03 | 5.25 20 | 34 Average
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 19 | 34 Average
    Sortino Ratio 7.09 6.67 -0.16 | 10.85 19 | 34 Average
    Jensen Alpha % 0.82 -0.40 -38.83 | 0.92 17 | 34 Good
    Treynor Ratio 0.25 0.26 0.10 | 1.83 6 | 34 Very Good
    Modigliani Square Measure % 3.22 3.03 -0.73 | 3.72 20 | 34 Average
    Alpha % -0.75 -2.80 -69.11 | -0.63 20 | 34 Average
    Return data last Updated On : Oct. 19, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Liquid Fund NAV Regular Growth Kotak Liquid Fund NAV Direct Growth
    19-10-2026 5708.6906 5772.3608
    16-10-2026 5705.7206 5769.2723
    15-10-2026 5705.5822 5769.1039
    14-10-2026 5706.2357 5769.7361
    13-10-2026 5706.061 5769.531
    12-10-2026 5705.2053 5768.6373
    09-10-2026 5702.9158 5766.237
    08-10-2026 5701.493 5764.77
    07-10-2026 5700.2619 5763.4967
    06-10-2026 5699.1117 5762.3053
    05-10-2026 5698.2628 5761.4184
    01-10-2026 5694.3669 5757.3659
    30-09-2026 5692.2076 5755.1544
    29-09-2026 5690.9864 5753.8912
    28-09-2026 5690.0975 5752.9642
    25-09-2026 5687.6411 5750.3957
    24-09-2026 5688.1111 5750.8425
    23-09-2026 5687.7477 5750.4468
    22-09-2026 5686.9427 5749.6046
    21-09-2026 5685.6529 5748.2723

    Fund Launch Date: 04/Oct/2000
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures & Government Securities; and money market instruments such as treasury bills, commercial paper, certificate of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in call money/term money market in terms of RBI guidelines in this respect. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshore securities in the manner allowed by SEBI / RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. There is no assurance that the investment objective of the Schemes will be realised
    Fund Description: An open-ended liquid scheme
    Fund Benchmark: Nifty Liquid Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.